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SimplyCash® Business Card from American Express

American Express
SimplyCash® Business Card from American Express

Apply Online!

Card Highlights:

Card Category:

Business

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles Cash No Points No Charity
Miles Cash Points Charity

About Credit Card:

  • 0% Intro APR on purchases for up to the first 12 months.
  • No Annual Fee.
  • Earn 5% cash back on office supplies and wireless services.
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter.
  • Earn 1% cash back on virtually all other purchases.
  • No limits to the cash back you can earn.
  • Cash back is automatically credited to your statement each month.
zero liability

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

Up to
12 months

Ongoing APR:

as low as
5%

Default APR:

see terms

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

7.99%

Introductory Period:

Until
Paid Off

Ongoing APR:

as low as
5%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$017

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

see terms

17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.