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Thank you for asking your question. Having bad credit (after bankruptcy, illness, etc.) you can choose one of the following two methods. First, you can try apply for one of bad credit cards we offer. But keep in mind, there is no 100% guarantee that your application will be approved. Second, there are also secured credit card applications for you. Note that in case with secured credit cards you need a collateral to secure your credit (but such cards have guaranteed approval among other features). Secured credit cards are considered to be the best method of (re)establishing your credit history. Feel free to choose and apply online.

Thank you for addressing your requests to our service. Basically, balance transfer credit cards do have balance transfer fee among their features. However there is a variant we can recommend. This is IN:NYC Card from American Express. This credit card has 0% APR for 6 months on balance transfers (as well as purchases) and no balance transfer fee. Please note, this credit card is available only to the customers with good/excellent credit score. Compare balance tarnsfer credit cards.

Thank you for your question. At our site, there is a credit card offer which meets your requirements. This is Priority Club Rewards Visa Signature Card issued by Chase Bank. This credit card has 0% Introductory APR on purchases and balance transfers, 15.24% Ongoing APR, $0 Annual Fee for the first year ($29 after), and other features. Using this card you will earn 3 points for every dollar spent at Holiday Inn hotels. To get more detailed information, please explore our hotel rewards credit cards.

Thank you for addressing your requests to our service. Yes, at this site there is a credit card which meets your requirements. This is Blue from American Express. This credit card has 0% introductory APR on purchases for 12 months, 4.99% introductory APR on balance transfers until it is paid off, ongoing APR of 12.24%, $0 annual fee. It is also a points rewards credit card. You earn one point for every dollar you spend. Please note, this card is available only to the customers with good or excellent credit score (660-749 and 750-850 of FICO score respectively). To get more detailed information explore our low APR credit cards.

Thank you for addressing your requests to our service. In this situation we can recommend you a secured credit card - Secured MasterCard from Orchard bank. This credit card is guaranteed. Please note that you need a collateral of $200 minimum to secure your credit and guarantee your payments. Nevertheless, this credit card has a quite low APR of 8.9%, no annual fee, plus grace period of 25 days. This credit card is the best choice for establishing your credit history. To get more detailed information on this card, explore our secured credit card applications.

Thank you for asking your question. Basically, credit cards with balance transfers require a balance transfer fee. Nevertheless, at our site there is a variant with $0 balance transfer fee. This is IN:NYC Card issued by the American Express Bank. This credit card is available only to the customers with good or excellent credit (660-749 and 750-850 of FICO score respectively). This credit card has 0% introductory rate on balance transfers for 6 months. Moreover, it grants points: you obtain one INSIDE Rewards point for every dollar you spend. Points can be redeemed for food, drinks, and games. To get more detailed information please compare balance transfer credit cards.

Thank you for addressing your requests to our service. Having FICO score of 620-649 implies your credit is average, or fair. In this case you can apply for fair credit cards. These are offered by Capital One bank at our site. They have more favorable terms and conditions in comparison with bad credit cards. Moreover, some of them even offer rewards (points or cash rebates) and introductory rate of 0% on purchases until June 2008. To get more detailed information on them, compare, and apply online please explore our fair credit cards.