Information Center – News and Articles about Credit Cards
Select-Credit-Card.com is glad to introduce the Information Center! Study the rich selection of credit news and articles to read! We cover such issues as new credit products, credit repair post bankruptcy, credit bureaus and bad credit. Examine the entries and apply online for a card!
News about credit cards
Credit card companies constantly develop new credit products and rewards programs. This way they want to attract new customers, keep current loyal clients and encourage them to use their products more often. Another promotion from Visa is taking place this fall and winter. Using your Visa enrolls you in NFL sweepstakes.
Starting from September, 1 throughout December, 31 every time you swipe your Visa card, you increase your chances to win an inside pass to Super Bowl XLIII, the 2009 NFL Pro Bowl, as well as to a 2009 Playoff Game. Plus you can get a chance to hang out with one of the NFL player at every event.View full story Comments (0)
It is not just Hollywood celebrities, popular rock stars, models and other publicity persons that America admires. Businesses are not left out either. Every year Fortune magazine publishes a top-list of the US companies that performed better than others. "America's Most Admired Companies" are chosen by independent experts and surveyors of Hay Group.
In order to choose the top ten companies from different industries, experts carefully study the companies' activity on 8 criteria. They are quality of products and services, quality of management, financial soundness, innovation, people management, long-term investment value, social responsibility and use of corporate assets. Wonder what companies hit the charts this year?View full story Comments (0)
Some 50 years ago an ordinary person could not imagine that half a century later very few sale operations will involve cash money. But today everything is just the other way round. Few people would step outside without a little plastic in their wallet. Credit cards are a frequent and welcome guest at any store or supermarket.
Credit cards invaded our life. They have become omnipresent. But this sort of coexistence is pleasant for cardholders, as plastics make our life more convenient and give us more opportunities. But credit card companies decided to go further. It seems they want to turn plastic cards into a person's best friends. People and credit cards can become a finger and thumb. Now they can be inseparable even in the air!View full story Comments (0)
We know credit cards as a finished product. A credit card for us is a plastic card with certain features and options. But have you ever wondered how a piece of plastic and the idea of a new credit card product merge and turn into another cash back, low APR, business, etc. credit card prepared for use? Do you know what is developed and produced first - a plastic card itself or different features and terms of a credit card program?
Credit card manufacturing is a complicated process. And you will barely ever get a chance to watch the complex work of professionals producing the cards. Credit card processing center is a closed establishment with limited access. But we can reveal some of the credit card manufacturing secrets to you.View full story Comments (1)
Citi and Banamex USA have teamed up to launch a new co-branded Citi Banamex USA credit card at Citibank financial centers, situated in Texas, USA. The card offers a pilot program, through which Citibank card holders can grant a shared credit card to a relative or friend living in Mexico with a bi-national credit card program provided by Banamex USA.
This offer is available through 8 Citibank financial centers that work with Citi Microfinance and Banamex USA in Texas. Learn more about this offer's features and options. Does this bi-national card give bi-profit? Keep on reading and you will figure it out.View full story Comments (0)
Even such financial giants as Visa, MasterCard, American Express and Discover with billiards of dollars revenues suffer from economic slowdown and credit crisis. The companies have incurred great losses due to numerous credit delinquency cases. And now the credit providers are trying to compensate for the losses one way or another.
Some of the companies were spotted to carry out abusive credit card practices, such as unfair fees and default rates, aggressive anti-delinquency policies and so on. However, credit companies are trying to get back on track not just through abusing customers. They seem to stick to the proverb business is business and now they are making attempts to get out of the financial hole by battening on their competitors' efforts.View full story Comments (0)
Identity theft and other types of credit card fraud have become so common nowadays, that the statistics figures do not shock card holders any more. Until it concerns every credit consumer in personal. Every once in a while you can hear from your friends, see on TV or read in the newspapers those boogie-man stories about fraudsters' attacks.
Different names of credit card providers get involved in credit crime cases. Even large and world-wide known card issuers cannot guarantee their clients 100% credit card security. Another flagrant case of credit fraud has recently occurred in the University of Virginia about a month ago.View full story Comments (0)
Identity theft is a plague of modern credit card market. The problem of credit card crime is one of the most acute and burning issues for US credit consumers and lenders. It is not only card holders that suffer from ID fraud and other fraudulent activities, credit companies and banks incur even greater losses. Nearly all credit card offers come with 0 liabilities on unauthorized use. However, none of the card owners is 100% safe from credit card fraud.
But credit card designers' long-term search of the perfect weapon against identity theft seems to be crowned with success. Biometric credit cards - that is the solution of credit card crime problem.View full story Comments (0)
Automotive affinity credit cards have a high rating in the priority scheme of car drivers. Such cards allow car owners to save money on gasoline expenses and earn points towards discounts on car maintenance, repair and services. Though far not all car brands have affinity programs with credit card companies, many drivers can find a credit card for his or her car brand. Subaru, Volkswagen, Chrysler, Jeep, Dodge, Mercedes-Benz, Lexus, and some others have their affinity credit cards.
Toyota, one of the most popular foreign car brands in the USA. Soon Toyota owners will be able to benefit from their car brand affinity credit card.View full story Comments (2)
MasterCard, one of the biggest global credit card networks, has reported a significant increase of their profits over the first quarter of 2008. There was a 14% rise in company's shares. The increase of company's revenues was caused by the number of foreign and domestic transactions that has considerably risen lately.
Mostly MasterCard is obliged to its overseas markets for this success. The number of MasterCard credit card owners outside the U.S. has considerably grown. Plus, MasterCard keeps winning more and more hearts and wallets within the U.S. The company reaches its goals playing fair and square. MasterCard has been gaining their customers' trust for over half of a century.View full story Comments (0)
The latest question of Immediate Credit Card Care Service
i received a 660 rewards card where all i have for a credit limit for the first 3 months is 300.00 and with all the fees i have $50available credit until i pay. Is this a good card to start me out with crappy credit that i have?
Answer:
Thank you for contacting us, Susan. Though this credit offer might seem not the most beneficial one (and this is true), it is a good start for you. Poor credit rating makes it difficult, impossible, better to say, to qualify for a deal with numerous benefits, no fees, low APR and other perks. So, Rewards 660 Visa is a good option. Though you have a low credit limit at the beginning, there is a chance that your credit line will be increased. In case you make your payments on time, do not default on them and avoid mxing out your card, your lender will, most probably, increase your credit limit in a few months. You know, in fact, far not every customer with low credit rating gets approved for an unsecured deal. You have qualified. Besides, you have a rewards deal, it is even better. So, you can take advantage of a credit card, instead of putting up with opportunities that secured credit cards can give you. But having a secured credit card is not bad either. I believe your credit card, if managed right, will help you improve your credit history and score.
Articles about credit cards
The subject of credit card use by young adults is much talked about online and offline, in magazine and internet articles. There are supporters and opponents of issuing plastics to young people among credit consumers and financial experts. However, many of those hair-raising tales about graduates that collect enormous debts are just boogieman stories. The statistics shows that young people became more reasonable in credit card management and most of them do not have loads of debts.
A recent opinion poll conducted among college students revealed that 92% of young adults realize that damage credit history and low credit score could have a negative effect on their future financial standing and cause problems with qualifying for loans.
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Financial crisis, mortgage and credit crisis, real estate crisis, what other crises do US citizens have to suffer from? It is just some epidemic of crises! Talking about epidemic, health insurance crisis is another hardship Americans are going through. Medical services take a bite out of your wallet. This year, according to recent surveys, Americans healthcare expenses exceed last year's medical spending by nearly $1,500.
The thing is that insurance companies have significantly raised healthcare insurance costs for customers. Many people just cannot afford paying for medical insurance. The government understands that many citizens' financial standing has shattered due to the economy recession. And the authorities do not stay indifferent to people's problems. They try to find an alternative solution.
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Have you ever noticed that all credit cards in circulation look the same except the color and picture on the front? The common features are size, shape, the magnetic stripe, the signature stripe, hologram and the number emblazoned across the front. Many people are so used to the standard credit card design that they don't pay attention to these physical characteristics. If you want to know why all plastics from different American issuers share the same structural features, read our article. We will tell you 10 interesting facts that cover their technology.
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